Legal & Policies

Thank you for visiting our website (https://teresajessen.com), hereinafter referred to as “Website,” or “Site.”

This page contains the following legal documents and policies for our Website:
* Terms and Conditions of Use (including Video and Audio content)
* Anti-Spam Policy
* Material Connections and Compensation Disclosure
* External Links Policy
* Miscellaneous Provisions

You may view our website’s Privacy Policy on another web page on this site.

Terms and Conditions of Use

If you want to view or use https://teresajessen.com, you must agree to conform to and be legally bound by the terms and conditions described below. If you disagree with any of these terms or conditions, do not use our Website.

Our Website’s Privacy Policy Is Part Of These Terms And Conditions

Our Website’s Privacy Policy is part of, and subject to, these terms and conditions of use. You may view our Privacy Policy elsewhere on our website. To the extent there is a conflict, the terms of the Privacy Policy shall govern.

Video and Audio Content

This site (https://teresajessen.com) may contain one or more videos and/or audio recordings (individually and collective hereinafter referred to as the “Recordings”). This section describes our respective rights and responsibilities with regard to the Recordings.

Recordings Are For Entertainment And Informational Purposes Only

All Recordings are to be watched and/or listened to for informational and entertainment purposes only. Recordings are not intended to provide specific legal, financial, tax, physical or mental health advice, or any other advice whatsoever to you, any other individual or company, and should not be relied upon in that regard. Any products or services described in the Recordings are only offered in jurisdictions where they may be legally offered. Information provided in Recordings is limited to information that is made available, and such information should not be relied upon as all-inclusive.

Embedded Recordings From External Social Media Sites Not Owned By Us

Some of the Recordings embedded for your viewing and listening pleasure are hosted on social media websites not owned by us. This may include, but is not limited to, sites such as YouTube.com (individually and collectively, the “Third Party Social Media Sites”).

We make no claim to the intellectual property rights of the owners of Third Party Social Media Sites. We also make no claim to the intellectual property rights of third party creators of Recordings hosted on Third Party Social Media Sites. Our embedding of such Recordings on this website is done pursuant to applicable licenses to do so granted by the Third Party Social Media Sites.

Embedding Recordings on our website does not create an association, agency, joint venture, or partnership between us and the owners of the Third Party Social Media Sites or impose any liability attributable to such a relationship upon us.

Recordings are only provided for your convenience. We do not control or guarantee the accuracy, completeness, relevance or timeliness of any information contained in the Recordings. You should know that Third Party Social Media Sites may track your viewing and listening habits.

If Recordings embedded on our Website were created by us but are hosted on Third Party Social Media Sites, we retain all intellectual property rights for such Recordings except to the extent we granted a license to Third Party Social Media Sites to the Recordings. The hosting of these Recordings by Third Party Social Media Sites does not grant you any rights to such Recordings except to the extent provided under the applicable licenses those sites grant to viewers and listeners of Recordings they host on their websites.

Embedded Recordings Owned By Us And Hosted On Our Servers Or Third Party Servers Excluding Third Party Social Media Sites

Some of the Recordings embedded for your viewing and listening pleasure may be created by us and hosted on our servers or third party servers. This may include, but is not limited to cloud hosting services but excludes the Third Party Social Media Sites described above.

We own the copyrights and all other intellectual property rights for these Recordings unless otherwise expressly noted. We make no claim to the intellectual property rights of the owners of third party servers who by contractual agreement are hosting our Recordings for us.

Hosting our Recordings on third-party servers does not create an association, agency, joint venture or partnership between us and the owners of those servers, or impose any liability attributable to such a relationship upon us.

Recordings only provided for your convenience. We do not guarantee the accuracy, completeness, relevance, or timeliness of any information contained in the Recordings. You should know that we and/or the owners of third party servers hosting the Recordings may track your viewing and/or listening habits.

Personal Non-Exclusive Revocable Non-transferable License

When you watch or listen to the Recordings on this website, you understand and agree that you are doing so pursuant to a personal non-exclusive revocable non-transferable license from us to do so.

The Recordings remain the sole and exclusive property of their respective owners, which retain all rights thereto. You understand and agree that the Recordings may not be resold by you or otherwise distributed by you with or without consideration. You will not make the Recordings available to any third party. You may not reproduce or summarize any of the Recordings in any manner.

You agree to immediately destroy any Recordings in your possession upon material violation of the terms and conditions contained in this document, or upon request by us that you do so.

Broken Or Obsolete Recordings

We review our Website periodically for broken or out-of-date Recordings. Any and all Recordings may be posted, altered or removed at any time. To report problems with Recordings on our website, or for more information, please email us at support@teresajessen.com.

Licensee Status

You understand and agree that your use of our Website is limited and non-exclusive as an individual non-transferable revocable licensee. We may, within our sole discretion, terminate your license to use our Website, and access to our site, for any reason or no reason whatsoever, and without giving you notice.

Content Ownership

All content on our Website is owned by us or our content suppliers. On behalf of ourselves and our content suppliers, we claim all property rights, including intellectual property rights, for this content and you are not allowed to infringe upon those rights.

You agree not to copy content from our Website without our permission. Any requests to use our content should be submitted by email to support@teresajessen.com.

If you believe that your intellectual property rights have been infringed upon by our website content, please notify us by email to support@teresajessen.com, or by sending postal mail to us at the address listed below. Please describe in detail the alleged infringement, including the factual and legal basis for your claim of ownership.

Disclaimers And Limitations Of Liability

THE INFORMATION ON OUR WEBSITE IS PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS. YOU AGREE THAT YOUR USE OF OUR WEBSITE IS AT YOUR SOLE RISK. WE DISCLAIM ALL WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO, ANY EXPRESS WARRANTIES, STATUTORY WARRANTIES, AND IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR WEBSITE WILL ALWAYS BE AVAILABLE, ACCESS WILL BE UNINTERRUPTED OR ERROR-FREE, MEET YOUR REQUIREMENTS OR THAT ANY DEFECTS IN OUR WEBSITE WILL BE CORRECTED.

INFORMATION ON OUR WEBSITE SHOULD NOT NECESSARILY BE RELIED UPON AND SHOULD NEVER BE CONSTRUED TO BE PROFESSIONAL ADVICE FROM US. WE DO NOT GUARANTEE THE ACCURACY OR COMPLETENESS OF ANY OF THE INFORMATION PROVIDED, AND ARE NOT RESPONSIBLE FOR ANY LOSS RESULTING FROM YOUR RELIANCE ON SUCH INFORMATION.

IF YOUR JURISDICTION DOES NOT ALLOW LIMITATIONS ON WARRANTIES, THIS LIMITATION MAY NOT APPLY TO YOU. YOUR SOLE AND EXCLUSIVE REMEDY RELATING TO YOUR USE OF THE SITE SHALL BE TO DISCONTINUE USING THE SITE.

UNDER NO CIRCUMSTANCES WILL WE BE LIABLE OR RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL (INCLUDING DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS, LITIGATION, OR THE LIKE), SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN ANY WAY RELATING TO OUR WEBSITE, YOUR WEBSITE USE, OR THE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO OUR WEBSITE SHALL NOT EXCEED ONE HUNDRED ($100) DOLLARS AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US OR OUR AFFILIATES (IF ANY). ANY SUCH CLAIM SHALL BE SUBJECT TO CONFIDENTIAL BINDING ARBITRATION AS DESCRIBED LATER IN THIS DOCUMENT.

Cyber-Bullying and Internet Harassment

Cyber-bullying and Internet harassment are prohibited. Although we support free speech rights, such rights are limited where the purpose or effect of the expression is to bully, harass, threaten, ridicule, embarrass, and/or intimidate others. This is particularly true in matters involving race, ethnicity, national origin, religion, gender, sex, sexual orientation, physical disability, and/or mental condition.

If we decide, in our sole discretion, that you have committed cyber-bullying acts or Internet harassment, we reserve the right to unilaterally suspend or ban your use of our Website immediately with or without notice to you, and to remove material posted to our Website that we determine constitutes cyber-bullying or Internet harassment.

If we suspect that the cyber-bullying acts or Internet harassment constitutes illegal activity, we may, in our sole discretion, provide information to law enforcement or other government officials for purposes of investigating the misconduct. Examples of illegal conduct include, but are not limited to, threats of violence, sending sexually explicit images, and stalking others. This sharing of information is consistent with our Website’s Privacy Policy governing suspected illegal activity.

Obscene and Offensive Content

We are not responsible for any obscene or offensive content that you receive or view from others while using our Website. However, if you do receive or view such content, please contact us by sending an email to support@teresajessen.com so that we can investigate the matter. Although we are not obligated to do so, we reserve the right to monitor, investigate, and remove obscene or offensive material posted to our Website.

Business Opportunities

Without our express prior written permission, you shall not use our Website to promote, market, or advertise directly or indirectly on behalf of any “business opportunity”.  This includes, but is not limited to, comments, messages, and signature taglines promoting a business opportunity. If you violate this provision, as determined in our sole discretion, we reserve the right to unilaterally suspend or ban your use of our Website immediately with or without notice to you, and to remove all offending content from our Website.

Indemnification

You understand and agree that you will indemnify, defend and hold us and our affiliates harmless from any liability, loss, claim, and expense, including reasonable attorney’s fees, arising from your use of our Website or your violation of our terms of use.

Compliance With Governing Law And Dispute Resolution

You agree to obey all applicable laws while using our Website.

You agree that the laws of Ontario, Canada govern these terms and conditions of use without regard to conflict of laws provisions.

You also agree that any dispute between you and us, excluding any intellectual property right infringement claims we pursue against you, shall be settled solely by confidential binding arbitration per the rules of the ADR Institute of Canada. All claims must be arbitrated on an individual basis, and cannot be consolidated in any arbitration with any claim or controversy of anyone else. All arbitration must occur in Toronto, Ontario, Canada. Each party shall bear one half of the arbitration fees and costs incurred, and each party shall be responsible for its own lawyer fees.

Anti-Spam Policy

We dislike unsolicited commercial email (UCE) as much as you do. Also known as spam or junk email, it is a disservice to the Internet community.

We fully endorse and comply with the requirements of Canada’s anti-spam legislation, S.C.2000, c.23.

If you subscribe to electronic newsletters or other communications from us or our Website, you will always have an option to unsubscribe immediately.

If you have additional questions, comments or concerns, please contact us by emailing us at support@teresajessen.com and providing us with information relating to your concern.

Material Connections and Compensation Disclosure Policy

You should always conduct your own investigation (perform due diligence) before buying products or services from anyone via the internet. This includes products and services sold on our Website and all other websites.

Material Connection

Unless otherwise expressly stated, you should assume that all references to products and services on https://teresajessen.com are made because material connections exist between the website’s owner(s) (“Owner”) and the providers of the mentioned products and services (“Provider”).

Good Faith Recommendations

We recommend products and services on https://teresajessen.com based in part on a good faith belief that the purchase of such products or services will help purchasers in general. We have this good faith belief because (a) we have tried the product or service mentioned prior to recommending it or (b) we have researched the reputation of the provider and has made the decision to recommend the provider’s products or services based on the provider’s history of providing these or other products or services. The recommendations made by us about products and services reflect our honest opinion based upon the facts known to us at the time a product or service is mentioned on https://teresajessen.com.

Potential Bias and Due Diligence

Our opinion about a product or service may be partially formed (consciously or subconsciously) in part based on the fact that we have been compensated or will be compensated because of a business relationship with the providers.

In some instances, we will have a business or personal relationship with the provider that does not involve us receiving compensation related to products and services mentioned on https://teresajessen.com.

Perform your own due diligence before purchasing a product or service mentioned on our Websites (or any other website).

Compensation

The type of compensation received by us from a provider. In some instances, we may receive complimentary products, services, or money from a provider prior to mentioning the provider’s products or services on our Website.

In other instances, we may receive a monetary commission or non-monetary compensation when you take action based on the content of https://teresajessen.com. This includes, but is not limited to, when you purchase a product or service from a provider after clicking on an affiliate link on our Website.

External Links Policy

Our Website contains hypertext links to websites and other information created and maintained by other individuals and organizations. These links are only provided for your convenience. We do not control or guarantee the accuracy, completeness, relevance or timeliness of any information or privacy policies posted on these linked websites. You should know that these websites may track visitor viewing habits.

Unless otherwise expressly stated by us, hyperlinks to particular items do not reflect their importance and are not an endorsement of the individuals or organizations sponsoring the websites, the views expressed on the websites, or the products or services offered on the websites.

We permit links to our Website if they do not imply an endorsement by, or affiliation with, our Website absent written consent. If we operate an affiliate program, our affiliates may link to our website pursuant to the terms and conditions of our affiliate program agreement with them.

Health and Earnings Disclaimers

Our Website may contain references to health-related products and/or services. Our website may also refer to business opportunities or other money-making opportunities. If any such content exists on our Website, the following disclaimers apply.

You understand and agree that there are important risk factors that should be considered by you when deciding whether to purchase any product. The following disclaimers apply to the extent our Website, our products or services, and/or our communications with you refer to income, earnings, making money, or health-related (physical and/or mental) matters.

No Earnings Projections, Promises Or Representations

You acknowledge and agree that we have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of any products or services sold through our Website, and that we have not authorized any such projection, promise, or representation by others.

There is no assurance that any prior successes or past results as to earnings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or advertising credits, whether convertible to cash or not) are not to be considered as “average earnings”.

(i) The Economy. The economy, both where you do business and on a wider scale, creates additional uncertainty and economic risk. An economic recession or depression might negatively affect the results produced by you as one of our affiliates.

(ii) Your Success Or Lack Of It. Your success in using the information or strategies provided on our Website depends on a variety of factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your dedication, your motivation, your desire or your business skills or practices. Therefore, we do not guarantee or imply that you succeed financially or that you will have any earnings (whether monetary or advertising credits, whether convertible to cash or not) at all.

Internet businesses and earnings derived therefrom, involve unknown risks and are not suitable for everyone. You may not rely on any information presented on our Website or otherwise provided by us, unless you do so with the knowledge and understanding that you can experience significant losses (including, but not limited to, the loss of any monies paid to purchase any products and/or services through our Website, and/or any monies spent setting up, operating, and/or marketing our products and services, and further, that you may have no earnings at all (whether monetary or advertising credits, whether convertible to cash or not).

(iv) Due Diligence. You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You may not consider any examples, documents, or other content on our Website or otherwise provided by us to be the equivalent of professional advice. Nothing contained on our Website or in materials available for sale or download on our Website provides professional advice in any way. You should consult with your own accountant, lawyer, or professional advisor for any questions you may have.

We assume no responsibility for any losses or damages resulting from your use of any link, information, or opportunity contained within our Website or within any information disclosed by us in any form whatsoever.

(v) Purchase Price. Although we believe the prices of our products and services are fair for the value that you receive, you understand and agree that the purchase price for any product or service from us, in our sole determination has been set by us.

Testimonials, Case Studies, and Examples

Testimonials, case studies, and examples found on our Website are exceptional results, do not reflect the typical purchaser’s experience, don’t apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results. If we have disclosed typical results based on information provided to us by a manufacturer or other reputable third party source, you should presume that the typical results as stated are more reliable than the testimonials and examples found at https://teresajessen.com.

However, you should always perform due diligence and not take such results at face value. We are not responsible for any errors or omissions in typical results information supplied to us by manufacturers or other reputable third parties.

Where specific income or earnings (whether monetary or advertising credits, whether convertible to cash or not), figures are used and attributed to a specific individual or business, that individual or business has earned that amount. There is no assurance that you will do as well using the same information or strategies. If you rely on the specific income or earnings figures used, you must accept all the risk of not doing as well. The described experiences are atypical. Your financial results are likely to differ from those described in the testimonials.
If a product or service is new, you understand that it may not have been available for purchase long enough to provide an accurate earnings history.

Miscellaneous Provisions

Severability Of These Terms, Conditions, and Policies

If any part of these terms, conditions, and policies are determined by a court of competent jurisdiction to be invalid or unenforceable, that part shall be limited or eliminated to the minimum extent necessary so that the remainder of these terms and conditions are fully enforceable and legally binding.

How To Contact Us

Any questions or concerns about these terms, conditions, and policies should be brought to our attention by emailing support@teresajessen.com and providing us with information relating to your concern.

Entire Agreement

These terms and conditions, including the policies incorporated herein by express reference, constitute your entire agreement with us with respect to your use of our Website.

Trial Offers

In some cases, you may agree to a trial of one of our products or services. A valid credit card is required to start the trial. At the time of activation of the trial, your card will be charged for the amount of the trial.

At the end of the trial, you agree and will be billed for the full purchase price. You are under no obligation and can cancel at any time during the trial period and your card will never be billed.

These terms, conditions, and policies were last updated on December 29, 2022.